Models

A minimum refundable deposit of $1,000 (applied to your down payment) is needed to request a purchase contract. A minimum down payment of 30% is required to begin construction on the house. The down payment may be paid in installments over as much as 24 months, depending on location.

Monthly payments are calculated based on the house price, deposit size, and financing term. Depending on your housing model, design selections, and down payment amount, monthly payments could range from less than $400 to more than $2,000. In general, the monthly payment on a home for which you make a 30% down payment will be a little more than 1% of the purchase price.

We can help you calculate a payment plan that is right for your budget.

To evaluate your eligibility, we will ask you for information that allows us to understand your income, expenses, assets, and liabilities. We may require bank statements, pay stubs, credit reports or other documents to help assess your financial position. Financing approval is normally determined within 20 days of application. Most financing is provided at a rate of 12%. Financing applications require a $200 non-refundable application fee. Approved financings require a $500 origination fee.

• If you live in the US, you can make bank payments directly to our bank using our electronic invoice. Our electronic invoicing is managed by Kola Global, a payment portal developed specifically for Jobomax customers. Most of our US-based clients pay by Zelle directly from their accounts.
  
  
• If you live outside the US (but not in Guinea), you can make payments by wire transfer from your bank, or by using our payment partner Wise, which typically offers the best exchange rate and lowest transfer fees.
  
  
• If you live in West Africa or prefer to make payments in West Africa, you can make payments directly to our office or to our bank account. Payments in local currency will be converted to US Dollars at the current market rate on the day the payment is received.